Who it is for
Any owner who has ever laid awake doing this math badly at 2am.
Business and Money · Calculator · Free
How many months you can survive Cash Runway Calculator
Cash in the bank, money in, money out. See exactly how long you last if things stay the way they are, and what one change does.
Runs in your browser. Nothing to install. Save the result or embed it on your site.
Your numbers
What that means
Modeled cash runway: 6.3 months
6.3 months
Modeled cash runway
Burning $4,000 a month
$4,000
Monthly burn
8.8 months
Runway with credit
$4,000
Extra monthly cash inflow to balance
$4,000
Or cut expenses by
M1: $21,000. By M12: -$23,000.
The entered cash outflow exceeds inflow by $4,000 a month. Review dated collections and obligations before choosing a change.
What this assumed
- Assumes this month repeats. A seasonal business should run it on a bad month, not an average one.
Runs in your browser. Nothing you type is sent anywhere.
Not financial advice
This is an illustration, not personalized financial advice. It does not account for your full financial picture, and nobody here is your financial advisor. Talk to a licensed professional before acting on a number from a free calculator.
You ran this on October 5, 2026. Rates and rules change, so check the date before you rely on a saved copy.
What this tool actually does for you
The problem it points at
Not knowing the number is scarier than the number.
What you walk away with
A date on the calendar instead of a knot in your stomach.
How to use it
Takes about two minutes. Be honest with the numbers, the tool is not going to tell anybody.
- Enter cash on hand and your monthly in and out.
- Read your runway in months.
- Change one number and watch the date move.
Keep learning
Go a little deeper.
See how this tool fits a practical task, with a guide you can follow at your own pace.
Put this tool on your own website
Free forever. I host it. You keep it.
This is a real lead magnet you can run on your own site tonight. Somebody lands on your page, plays with the numbers, sees what their problem costs, and now they are on your website instead of a competitor's. Costs you nothing, and I keep it working.
- Scroll up and press Put this tool on my website. The code appears right there, no form.
- Copy the one line you get.
- In your website editor, add an Embed, HTML or Custom Code block on whatever page you want it on.
- Paste it in, save, publish.
- Check it on your phone, then send people to that page.
Works on
WordPress, Wix, Squarespace, Shopify, GoDaddy, Webflow, Duda, HubSpot, ClickFunnels, or plain HTML. Anywhere that takes an embed code.
What it costs you
Nothing. No monthly fee, no expiring trial, no watermark you have to pay to remove. If you get stuck putting it in, text me at (903) 500-8898 and I will help you place it.
Part of these collections
While you are here
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Now imagine the whole website doing real work.
A five-page site built to capture leads and follow up, in accounts you own. The result is a working site, not a promise of leads.